DESIGNED, TESTED & BUILT IN NORTH YORKSHIRE, ENGLAND
SINCE 1987
FRAME ONLY, COMPLETE BIKE OR CUSTOM BUILD
WE HAVE YOU COVERED

    100% no hidden surprises, FAST & SECURE

    finance from as little as £48 per month.

  • 0% Finance available on frames, rolling chassis & complete bikes
  • Available on frames over 6 or 12 months, no deposit required.
  • Finance on rolling chassis & complete bikes available from 6,12,18,24 months with no deposit
  • 36 months finance available with a deposit of 15%
  • No tie-ins, you can pay your balance off early or pay more one month if you wanted
  • You can pay a deposit to lower your monthly payments

    FINALLY FIND YOUR PACE WITH 0% FINANCE & NO DEPOSIT.

    SHOP SMART & SPREAD THE COST

    We only use the best finance company - V12 Finance. They are flexible for example - You are not tied into paying the initial agreed amount every month (however you cannot pay any less). If you have some extra cash one month call V12 directly and pay for your frame/bike off early should you wish.


    No deposit is required on 6, 12, 18 or 24 months but you can pay a deposit to lower your monthly payments. If you choose 0% finance over 36 months we will need a 15% deposit to pay upfront. 

    Consumer credit service provided by V12 Retail Finance. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 0594229).

    Pace RC627
    Pace RC627

    HOW TO APPLY

    The brilliant thing with V12 Finance is that you can complete the finance from the comfort of your own home. Just simply email sophie@pacecycles.com for the link and you can just follow the steps from the comfort of your settee. It only take 5 minutes and you will get a decision straight away. You can view the finance calculator below to see what your monthly payment will be. 


    If you are wanting to use finance for a pre-order frame then you will still need to pay the £115 deposit. The remaining balance can be paid over 6 or 12 months 0& finance. Once you have placed your pre-order online, please email sophie@pacecycles.com who can send you the finance link.

    SLIDE THE FINANCE CALCULATOR BUTTONS BELOW TO SEE YOUR PAYMENTS

    THE UPPER BUTTON REPRESENTS THE COST OF THE PACE PRODUCT, THE LOWER BUTTON REPRESENTS THE DEPOSIT. EITHER SLIDE THE RECTANGLE BOXES OR ENTER THE EXACT AMOUNT ON THE RIGHT HAND SIDE OF THOSE. 

    FAQ'S

    criteria

    You must be over 18 years of age.

    You must be a UK resident with at least 3 years continual address history.
    You must be in full time employment, unless retired or a house person with a spouse in full time employment.
    You must have a UK bank account capable of accepting Direct Debits.
    You must have a valid Debit or Credit card registered in your name and to the home address on the application form in order to pay your deposit

    Why is interest free credit an advantage?

    You only pay the price you see and no more. Buy the items you always wanted with no deposit deposit (you can pay a deposit to lower your monthly payments should you wish). Spread the cost with easy manageable monthly payments. Instant online decisions with eSign paperless process. Leaves you with extra cash by spreading the cost. Fixed monthly payments - your payments are fixed for the duration of the agreement allowing you to budget more effectively. However you can pay off more one month or pay for the goods before the agreed date.

    How are my monthly payments made?

    All monthly payments are paid by Direct Debit from your personal bank account. Typically the first payment will be due one month after you have signed the form, subsequent monthly payments will be due every month for the length of your agreement unless you decide to pay early - Just call V12 directly.

    How do I apply?

    Either email sophie@pacecycles.com who can email you over a finance form straight away and you complete this by just following the links on the email from the comfort of your own home. Alternatively you can call our office on 01751 477737 and we will help you get started over the phone.


    What does v12 need to know?

    The online form will just ask you a few questions such as your current address and work address/ information and then V12 will immediately process your application immediatly and you will have an answer within seconds. This process eliminates the need for any paperwork; saving you time and means we can send your goods quicker.



    Can I pay off my loan early?

    You can settle your loan agreement at any time. Simply contact V12 Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.


    MY APPLICATION BEEN DECLINED - WHY?

    In addition to credit scoring, V12 also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Although we are unable to provide you with a reason if your application is declined, it is usually based on one or more of the following reasons:

    Adverse credit reference agency information
    Your credit score (note that every finance company will score you differently)
    You are aged under 18
    You are considered to be overcommitted
    Poor account performance with other lenders.



    WHAT TYPE OF INFORMATION DO CREDIT AGENCIES HOLD ABOUT ME?

    Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them, for instance, this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

    WHAT HAPPENS IF I CHANGE MY MIND?

    You have 14 days to change your mind however there will be a £50 admin charge.

    WHO IS MY FINANCIAL AGREEMENT WITH?

    Pace Cycles Ltd via V12 Finance Ltd. Your financial agreement will be with V12 Finance Ltd.

    WANT TO ORGANISE THE FINANCE NOW? NO PROBLEM!

    EMAIL SOPHIE@PACECYCLES.COM & SHE CAN EMAIL YOU THE LINK STRAIGHT AWAY. PLEASE JUST STATE THE FRAME/SIZE/COLOUR AND/OR IF IT IS FRAME ONLY, ROLLING CHASSIS OR COMPLETE BIKE. PLEASE ALSO STATE IF YOU WOULD LIKE OT PAY A DEPOSIT & CHOOSE FROM 6, 12, 18, 24 OR 36 MONTHS